@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(assets/manrope-0.woff2) format('truetype');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(assets/manrope-1.woff2) format('truetype');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(assets/manrope-2.woff2) format('truetype');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(assets/manrope-3.woff2) format('truetype');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(assets/manrope-4.woff2) format('truetype');
}

:root{color-scheme:light;--page:#fafafa;--panel:#fff;--panel-soft:#f4f6f8;--ink:#18222f;--muted:#617080;--border:#dce3e9;--accent:#2783de;--accent-strong:#176bc2;--accent-soft:#e9f3fc;--hero:#07111f;--blue:#5e9fe8;--yellow:#c4963f;--purple:#9b75c4;--content-primary:var(--ink);--content-secondary:var(--muted);--content-tertiary:var(--muted);--grid:rgba(24,34,47,.08);--border-strong:rgba(24,34,47,.2);font-synthesis:none}
:root[data-theme=dark]{color-scheme:dark;--page:#111820;--panel:#19232e;--panel-soft:#202d3a;--ink:#edf3f9;--muted:#a9b8c7;--border:#334250;--accent:#77b7f4;--accent-strong:#9acbfa;--accent-soft:#223d55;--grid:rgba(255,255,255,.1);--border-strong:rgba(255,255,255,.22)}
*{box-sizing:border-box}html{scroll-behavior:auto;scroll-padding-top:24px}body{margin:0;background:var(--page);color:var(--ink);font:500 16px/1.6 Manrope,Arial,sans-serif;-webkit-font-smoothing:antialiased}button,input,a{-webkit-tap-highlight-color:transparent}button,input{font:inherit}button,a{touch-action:manipulation}button{cursor:pointer}a{color:inherit;text-decoration:none}button:focus-visible,a:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #2783de;outline-offset:4px}button:disabled{cursor:default}button{border:0}input{min-width:0}h1,h2,h3,p{margin:0}svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}button svg{pointer-events:none}[hidden]{display:none!important}.shell{width:calc(100% - 96px);max-width:1376px;margin-inline:auto}.eyebrow{font-size:12px;font-weight:750;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip-path:inset(50%);white-space:nowrap}.skip-link{position:fixed;top:-60px;left:24px;z-index:50;background:var(--panel);color:var(--ink);padding:12px 20px;border-radius:8px}.skip-link:focus{top:12px}
.hero{position:relative;background:var(--hero);color:white;overflow:hidden;isolation:isolate}.hero-aura{position:absolute;inset:0;background:radial-gradient(ellipse at 78% 44%,rgba(24,112,212,.24),transparent 47%),radial-gradient(ellipse at 64% 110%,rgba(32,65,102,.45),transparent 54%);z-index:-1}.nav{height:96px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff12;position:relative;z-index:3}.brand{display:flex;align-items:center;gap:12px;font-size:25px;font-weight:800;letter-spacing:-.8px}.brand-icon{display:grid;place-items:center;width:37px;height:37px;background:#2783de;border-radius:10px}.brand-icon svg{width:23px;height:23px;stroke-width:2}.brand-mark{color:#5e9fe8;font-weight:500;margin-left:-5px}.nav-links{display:flex;gap:36px;font-size:14px;font-weight:600;color:#adbccf}.nav-links a:hover{color:#fff}.nav-actions{display:flex;align-items:center;gap:20px}.icon-button{display:grid;place-items:center;width:44px;height:44px;border-radius:8px;color:inherit;background:transparent}.icon-button:hover{background:#ffffff0c}.theme-toggle{color:#b2c2d5}.nav-cta{padding:12px 18px;background:#ffffff0e;border:1px solid #ffffff20;border-radius:8px;font-size:14px;display:flex;gap:30px;align-items:center}.nav-cta:hover{background:#ffffff1c}.hero-main{display:grid;grid-template-columns:1fr 1.06fr;align-items:center;min-height:716px;gap:20px;position:relative}.hero-copy{padding:54px 0 58px;z-index:2}.hero-eyebrow{display:flex;align-items:center;gap:10px;font-size:11px;color:#a8c7e9;letter-spacing:.08em;margin-bottom:28px}.live-dot{width:6px;height:6px;border-radius:50%;background:#62aaff;box-shadow:0 0 14px #3b9dff}.hero h1{font-size:clamp(66px,6.05vw,94px);font-weight:750;line-height:1.04;letter-spacing:-5px}.hero-line{display:block}.hero-line-accent{color:#83b9f4}.hero-description{font-size:18px;line-height:1.65;color:#a6b5c7;margin-top:28px}.hero-description strong{font-weight:600;color:#dce6f3}.hero-actions{display:flex;align-items:center;gap:26px;margin-top:32px}.button{min-height:52px;display:inline-flex;align-items:center;justify-content:center;gap:30px;padding:15px 24px;border-radius:9px;font-size:15px;font-weight:750;transition:background .2s,transform .2s}.button-primary{background:#2783de;color:#fff;box-shadow:0 8px 26px #0c5fac22}.button-primary:hover{background:#1574d4;transform:translateY(-2px)}.button-primary span{font-size:22px;line-height:1}.hero-secondary{display:flex;align-items:center;gap:14px;font-size:13px;color:#bbcadb;border-bottom:1px solid #76899f;padding-block:11px}.hero-footnote{display:flex;align-items:center;flex-wrap:wrap;gap:13px;color:#9bacbf;font-size:11px;margin-top:28px}.hero-footnote i{width:3px;height:3px;border-radius:50%;background:#52667e}.hero-visual{position:relative;height:648px;min-width:0;cursor:grab}.hero-visual:active{cursor:grabbing}#heroCanvas{width:100%;height:100%;display:block;position:relative;z-index:1}.visual-grid{pointer-events:none;position:absolute;inset:12% -8% 0 -8%;background:linear-gradient(#47739309 1px,transparent 1px),linear-gradient(90deg,#47739309 1px,transparent 1px);background-size:48px 48px;mask-image:radial-gradient(ellipse,#000 15%,transparent 68%);transform:perspective(700px) rotateX(62deg) translateY(180px)}.visual-label{position:absolute;z-index:2;color:#b0c8e2;pointer-events:none}.visual-label-top{top:90px;left:14%;display:flex;align-items:center;gap:12px;font-size:11px;letter-spacing:.06em}.visual-label-line{height:1px;width:36px;background:#4f8dcc}.visual-label-bottom{bottom:36px;right:4%;display:flex;flex-direction:column;gap:8px;font-size:18px;line-height:1.45;font-weight:500;color:#e8f2fe}.visual-label-kicker{font-size:9px;font-weight:750;letter-spacing:.16em;color:#7799bd}.motion-control{position:absolute;left:10%;bottom:36px;z-index:3;display:flex;gap:8px;align-items:center;color:#9bb3ce;border:1px solid #ffffff17;background:#091a2cb3;border-radius:7px;min-height:40px;padding:8px 12px;font-size:11px;backdrop-filter:blur(12px)}.motion-control:hover{color:#fff;border-color:#6586a866}.hero-bottom{display:flex;justify-content:space-between;align-items:center;height:70px;border-top:1px solid #ffffff12;font-size:9px;letter-spacing:.11em;color:#97abc1}.hero-bottom a{display:flex;gap:30px;align-items:center}.hero-bottom a span{font-size:18px}.css-scene{display:none;position:absolute;inset:20%;transform:rotateX(48deg) rotateZ(-28deg);transform-style:preserve-3d}.css-step{position:absolute;width:60px;height:calc(75px + var(--i)*35px);left:calc(var(--i)*55px - 40px);bottom:0;background:linear-gradient(90deg,#4099f2,#89c4ff80);border:1px solid #a5d3ff80;border-radius:5px;transform:translateZ(calc(var(--i)*10px));box-shadow:10px 12px 0 #0d447d80}
.calculator-section,.bank-section,.model-section{padding-block:108px 30px;scroll-margin-top:8px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:42px}.section-head h2{font-size:clamp(36px,3.5vw,52px);line-height:1.12;letter-spacing:-2px;font-weight:750;margin-top:18px}.section-head h2 span{color:var(--muted)}.section-head>p{font-size:15px;line-height:1.75;color:var(--muted);padding-bottom:4px;max-width:420px}.calculator-layout{display:grid;grid-template-columns:332px minmax(0,1fr);align-items:start;gap:28px}.input-panel{background:var(--panel);border:1px solid var(--border);border-radius:14px;padding:24px;position:sticky;top:20px;z-index:4}.panel-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:22px}.panel-top h3{font-size:17px;letter-spacing:-.3px}.text-button{padding:8px 0;background:none;color:var(--accent-strong);font-size:12px;font-weight:700;min-height:32px}.mode-switch{display:grid;grid-template-columns:1fr 1fr;background:var(--panel-soft);padding:4px;border-radius:8px;gap:3px}.mode-switch button{font-size:11px;line-height:1.4;font-weight:700;padding:12px 4px;background:transparent;border-radius:6px;color:var(--muted);min-height:43px}.mode-switch button.active{background:var(--panel);color:var(--accent-strong);box-shadow:0 1px 4px #0a244314}.presets{display:flex;flex-wrap:wrap;gap:6px;margin-block:14px 26px}.preset{font-size:10px;font-weight:650;min-height:33px;border-radius:6px;background:transparent;color:var(--muted);border:1px solid var(--border);padding:6px 9px}.preset.active{background:var(--accent-soft);border-color:#93bfe7;color:var(--accent-strong)}.field{margin-bottom:22px}.field label{display:block;font-size:12px;font-weight:700;line-height:1.5;margin-bottom:8px;color:var(--ink)}.number-field,.rate-control{display:flex;align-items:center;border:1px solid var(--border);border-radius:8px;background:var(--panel);height:50px;transition:border-color .18s,box-shadow .18s}.number-field:focus-within,.rate-control:focus-within{border-color:#2783de;box-shadow:0 0 0 3px #2783de12}.number-field input,.rate-control input{width:100%;border:0;outline:none!important;background:transparent;padding:12px 14px;color:var(--ink);font-size:16px;font-weight:550;line-height:24px;-moz-appearance:textfield;font-variant-numeric:tabular-nums}.number-field input::-webkit-inner-spin-button,.rate-control input::-webkit-inner-spin-button{-webkit-appearance:none}.number-field>span,.rate-control>span{padding-right:14px;white-space:nowrap;font-size:12px;color:var(--muted)}.field-hint{font-size:10px;line-height:1.6;color:var(--muted);margin-top:7px}.monthly-field.disabled .number-field{background:var(--panel-soft)}.monthly-field.disabled input{color:var(--muted)}.monthly-field.disabled label{color:var(--muted)}.rate-field{position:relative}.rate-control>button{height:48px;min-width:46px;border-left:1px solid var(--border);background:transparent;color:var(--muted);display:grid;place-items:center}.rate-control>button svg{width:18px;height:18px;transition:transform .2s}.rate-control>button[aria-expanded=true] svg{transform:rotate(180deg)}.rate-menu{position:absolute;top:calc(100% - 25px);left:-1px;width:340px;max-width:calc(100vw - 48px);z-index:30;background:var(--panel);border:1px solid var(--border);border-radius:12px;box-shadow:0 16px 48px #11233728;overflow:hidden}.rate-menu-heading{font-size:12px;font-weight:800;padding:16px 16px 12px;border-bottom:1px solid var(--border)}.rate-menu-heading span{display:block;font-size:9px;font-weight:500;color:var(--muted);margin-top:4px}.rate-menu ul{list-style:none;padding:6px;margin:0;max-height:330px;overflow-y:auto}.rate-option{width:100%;display:flex;align-items:center;text-align:left;background:transparent;gap:10px;padding:10px 9px;border-radius:7px;min-height:55px;color:var(--ink)}.rate-option:hover,.rate-option:focus{background:var(--accent-soft)}.rate-option img{width:27px;height:27px;object-fit:contain;border-radius:5px;flex:none}.rate-option-text{flex:1;min-width:0}.rate-option-text strong{font-size:12px;font-weight:750;display:block}.rate-option-text small{display:block;font-size:9px;color:var(--muted);margin-top:2px}.rate-option-percent{font-size:14px;font-weight:800;white-space:nowrap}.rate-option-percent small{font-size:9px;font-weight:500;display:block;color:var(--muted);text-align:right}.rate-option-unavailable{opacity:.62;cursor:not-allowed}.rate-option-unavailable .rate-option-percent{font-size:10px;white-space:normal;width:64px;line-height:1.4}.rate-menu-note{font-size:9px;line-height:1.6;padding:10px 16px 14px;color:var(--muted);background:var(--panel-soft);border-top:1px solid var(--border)}.selected-bank{display:flex;align-items:center;gap:7px;font-size:10px;color:var(--accent-strong);margin-top:8px;line-height:1.5}.selected-bank img{width:18px;height:18px;object-fit:contain}.model-note{display:flex;gap:9px;font-size:10px;color:var(--muted);line-height:1.7;padding-top:16px;border-top:1px solid var(--border)}.model-note span{font-size:15px}.form-error{background:#fcf0ed;color:#a1442c;border-radius:8px;padding:12px;font-size:12px;margin-bottom:16px}.field.invalid .number-field,.field.invalid .rate-control{border-color:#b85949}.result-workspace{min-width:0}.result-head{border-top:2px solid var(--ink);padding-top:22px;margin-bottom:26px}.result-meta{display:flex;align-items:center;justify-content:space-between;font-size:12px;color:var(--muted);gap:12px;margin-bottom:24px}.result-status{background:var(--accent-soft);color:var(--accent-strong);font-size:10px;font-weight:650;padding:5px 10px;border-radius:4px}.result-status.warn{background:#fbebde;color:#a25a24}.result-label{font-size:13px;font-weight:600;color:var(--muted);margin-bottom:7px}.result-amount{display:flex;align-items:baseline;flex-wrap:wrap;gap:12px;line-height:1.12}.result-amount>span:first-child{font-size:clamp(38px,4.05vw,64px);font-weight:750;letter-spacing:-2px;font-variant-numeric:tabular-nums}.result-unit{font-size:17px;color:var(--muted);font-weight:500}.result-head>p{color:var(--muted);font-size:12px;margin-top:14px}.strategy-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);margin-bottom:28px}.strategy-card{padding:20px 18px 18px 0;min-width:0}.strategy-card:not(:first-child){border-left:1px solid var(--border);padding-left:20px}.strategy-label{display:flex;align-items:center;gap:8px;font-size:10px;font-weight:700;color:var(--muted);min-height:24px}.strategy-dot{width:7px;height:7px;border-radius:50%;background:var(--blue);flex-shrink:0}.strategy-card[data-key=plain] .strategy-dot{background:var(--yellow)}.strategy-card[data-key=growth] .strategy-dot{background:var(--purple)}.strategy-amount{font-size:22px;font-weight:750;line-height:1.35;margin-top:9px;letter-spacing:-.55px;font-variant-numeric:tabular-nums;white-space:nowrap}.strategy-caption{font-size:9px;color:var(--muted);line-height:1.6;margin-top:5px}.chart-panel{background:var(--panel);border:1px solid var(--border);border-radius:12px;padding:24px}.chart-panel-head{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-bottom:24px}.chart-panel-head h3{font-size:19px;font-weight:750;letter-spacing:-.5px}.chart-panel-head p{font-size:11px;color:var(--muted);margin-top:5px}.expand-button{display:flex;align-items:center;justify-content:center;gap:7px;min-height:40px;padding:10px 12px;background:var(--panel-soft);border-radius:7px;color:var(--muted);font-size:10px;white-space:nowrap}.expand-button svg{width:15px;height:15px}.expand-button:hover{color:var(--accent-strong)}#chartFrame{border:0;display:block;width:100%;height:532px;background:transparent;color-scheme:normal}.month-inspector{padding:20px 0 0;border-top:1px solid var(--border);margin-top:8px}.inspector-top{display:flex;justify-content:space-between;gap:16px;align-items:center;font-size:11px;font-weight:700}.inspector-top output{color:var(--accent-strong);font-weight:750;font-variant-numeric:tabular-nums}.month-inspector input[type=range]{width:100%;height:26px;margin:14px 0 12px;accent-color:#2783de;cursor:pointer}.inspector-values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.inspector-value{font-size:17px;font-weight:750;font-variant-numeric:tabular-nums}.inspector-value>small{display:block;font-size:9px;font-weight:550;color:var(--muted);margin-bottom:5px}.interpretation{display:flex;gap:14px;align-items:flex-start;font-size:12px;color:var(--muted);line-height:1.75;margin:20px 0 22px;padding:0 8px}.interpretation p strong{color:var(--ink);font-weight:750}.interpretation-mark{color:var(--accent-strong);font-size:22px;line-height:1.3}.details-panel{border:1px solid var(--border);border-radius:10px;background:var(--panel);padding:0 20px}.details-panel summary{cursor:pointer;list-style:none;font-size:12px;font-weight:700;display:flex;justify-content:space-between;align-items:center;padding:18px 0;min-height:54px}.details-panel summary::-webkit-details-marker{display:none}.details-panel summary span{font-size:22px;font-weight:500;transition:transform .2s;color:var(--muted)}.details-panel[open] summary span{transform:rotate(45deg)}.table-scroll{overflow-x:auto}table{width:100%;border-collapse:collapse;white-space:nowrap;font-size:11px;text-align:right;font-variant-numeric:tabular-nums}th,td{padding:14px 12px;border-bottom:1px solid var(--border)}th:first-child,td:first-child{text-align:left;padding-left:0}th{font-size:9px;font-weight:700;color:var(--muted)}tbody th{font-size:11px;color:var(--ink)}.details-hint{font-size:10px;line-height:1.7;color:var(--muted);padding:14px 0 0}.details-panel>.text-button{margin-bottom:12px}
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@media(min-width:1600px){.hero-main{min-height:760px}.hero-visual{height:700px}.hero h1{font-size:100px}}
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/* Readable real-world UI: supporting text is never a tiny decorative label. */
.nav-links,.nav-cta,.hero-eyebrow,.hero-secondary,.hero-footnote,.hero-bottom,.hero-bottom a,.visual-label-top,.visual-label-kicker,.motion-control,.eyebrow,.text-button,.mode-switch button,.preset,.field label,.number-field>span,.rate-control>span,.field-hint,.rate-menu-heading span,.rate-option-text small,.rate-option-percent small,.rate-menu-note,.selected-bank,.model-note,.result-meta,.result-status,.result-label,.result-head>p,.strategy-label,.strategy-caption,.chart-panel-head p,.expand-button,.inspector-top,.inspector-value>small,.interpretation,.details-panel summary,th,.details-hint,.bank-notice,.bank-principle>span,.bank-principle a,.bank-card-rate-label,.bank-card-product,.bank-card-conditions,.bank-card-actions button,.bank-card-actions a,.limits p,.footer,.footer p,.footer>a:last-child,.dialog-hint{font-size:14px}
.section-head>p,.hero-description{font-size:16px}.hero-eyebrow{line-height:1.65}.hero-footnote{gap:10px}.hero-bottom{letter-spacing:.02em}.hero-bottom a{letter-spacing:.02em}.visual-label-top{font-size:12px}.visual-label-kicker{font-size:12px}.motion-control{font-size:12px}.mode-switch button{font-size:12px}.preset{font-size:12px}.field-hint{font-size:12px}.rate-menu-heading span,.rate-option-text small,.rate-option-percent small,.rate-menu-note,.selected-bank,.model-note{font-size:12px}.rate-option-text strong{font-size:14px}.input-panel{position:relative;top:0}.strategy-card{padding-right:12px}.strategy-amount small{font-size:12px!important}.strategy-caption{font-size:12px}.result-meta,.result-status{font-size:12px}.chart-panel-head p,.expand-button,.inspector-top,.inspector-value>small{font-size:12px}.chart-panel-head h3{font-size:22px}.table-scroll table{font-size:13px}th{font-size:12px}.details-panel summary{font-size:14px}.bank-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.bank-card-product,.bank-card-conditions,.bank-card-actions button,.bank-card-actions a{font-size:13px}.bank-card-rate-label{font-size:12px}.bank-notice{font-size:13px}.model-steps p,.limits p{font-size:14px}.model-steps code{font-size:16px}.footer,.footer p,.footer>a:last-child{font-size:12px}.rate-menu-note{font-size:11px}.bank-card-actions a{font-size:12px}.dialog-hint{font-size:12px}
@media(max-width:1150px){.hero h1{font-size:70px}.hero-footnote{font-size:12px;gap:8px}.hero-eyebrow{font-size:12px}.hero-bottom,.hero-bottom a{font-size:12px}.strategy-label{font-size:12px}.strategy-amount{font-size:20px}}
@media(max-width:900px){.bank-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.strategy-label{font-size:14px}.strategy-amount{font-size:25px}.hero-eyebrow{font-size:11px}.hero-footnote{font-size:11px}.hero-bottom,.hero-bottom a{font-size:10px}}
@media(max-width:600px){.nav-cta{font-size:12px}.hero-eyebrow{font-size:11px;line-height:1.5}.hero-secondary{font-size:12px}.hero-footnote{font-size:11px}.hero-bottom,.hero-bottom a{font-size:9px}.eyebrow{font-size:12px}.hero h1{font-size:61px}.hero-line-accent br{display:block}.hero-copy{padding-top:37px}.hero-actions{gap:17px}.hero-actions .button{font-size:13px}.hero-visual{height:382px;margin-top:-4px}.visual-label-top,.visual-label-kicker{font-size:10px}.visual-label-bottom{font-size:14px}.motion-control{font-size:11px}.section-head>p{font-size:14px}.mode-switch button,.preset{font-size:12px}.field label{font-size:14px}.field-hint,.model-note{font-size:12px}.result-meta,.result-status{font-size:12px}.result-label{font-size:14px}.result-head>p{font-size:12px}.strategy-label{font-size:13px}.strategy-amount{font-size:21px}.strategy-caption{font-size:12px}.chart-panel-head h3{font-size:19px}.chart-panel-head p{font-size:12px}.expand-button{font-size:0}.inspector-top,.inspector-value>small{font-size:12px}.interpretation{font-size:13px}.details-panel summary{font-size:13px}.bank-grid{grid-template-columns:1fr}.bank-card{padding:22px}.bank-card-head h3{font-size:16px}.bank-card-head img{width:30px;height:30px}.bank-card-rate{font-size:31px}.bank-card-rate-label{font-size:12px}.bank-card-product{font-size:14px}.bank-card-conditions{font-size:13px}.bank-card-actions{display:flex}.bank-card-actions button,.bank-card-actions a{font-size:12px}.bank-card.no-number .bank-card-rate{font-size:24px}.bank-notice{font-size:13px}.bank-principle>span{font-size:12px}.bank-principle a{font-size:13px}.model-steps p,.limits p{font-size:14px}.footer,.footer p,.footer>a:last-child{font-size:12px}.dialog-hint{font-size:12px}}
.rate-menu.opens-up{top:auto;bottom:calc(100% - 24px)}
@media(max-width:600px){.rate-menu,.rate-menu.opens-up{position:fixed;inset:auto 16px 16px;width:calc(100% - 32px);max-width:none;max-height:calc(100dvh - 32px);box-shadow:0 0 0 100vmax #07111f22,0 18px 60px #07111f40}.rate-menu ul{max-height:min(340px,calc(100dvh - 210px))}.rate-menu-heading{font-size:14px}.rate-menu-heading span{font-size:12px}.rate-option-text strong{font-size:14px}.rate-option-text small{font-size:12px}.rate-menu-note{font-size:12px}}
@media(max-width:360px){.hero h1{font-size:50px;letter-spacing:-2.6px}.hero-eyebrow,.hero-footnote{font-size:10px}.brand{font-size:20px;gap:8px}.brand-icon{width:28px;height:28px}.nav-actions{gap:4px}.nav-cta{font-size:11px;padding:9px 10px;gap:4px}.theme-toggle{width:32px}.hero-bottom,.hero-bottom a{font-size:8px}}
/* Budget: optional, private, and separate from the accumulation mathematics. */
.nav-links{gap:24px}.budget-section{padding-block:96px 30px;scroll-margin-top:8px}.budget-bridge{display:flex;justify-content:space-between;align-items:center;gap:20px;border-top:1px solid var(--border);padding:16px 0;margin:4px 0 20px;font-size:14px;line-height:1.6;color:var(--muted)}.budget-bridge strong{font-weight:700;color:var(--accent-strong);text-align:right}.budget-bridge:hover strong{text-decoration:underline}.budget-bridge.budget-linked{border-color:#93bfe7}.strategy-amount{white-space:normal;overflow-wrap:anywhere}.result-amount{overflow-wrap:anywhere}.strategy-budget{display:flex;flex-direction:column;gap:4px;padding-top:13px;margin-top:14px;border-top:1px solid var(--border);font-size:14px;line-height:1.5}.strategy-budget>span{color:var(--muted)}.strategy-budget strong{font-size:18px;font-weight:750;overflow-wrap:anywhere}.strategy-budget small{font-size:14px;line-height:1.5}.strategy-budget.fits small{color:#236447}.strategy-budget.over small{color:#9b4f21}
.budget-panel{border:1px solid var(--border);border-radius:12px;background:var(--panel);overflow:visible}.budget-summary-toggle{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:28px 32px;min-height:96px;cursor:pointer;list-style:none}.budget-summary-toggle::-webkit-details-marker{display:none}.budget-summary-toggle>span:first-child{min-width:0}.budget-summary-toggle strong{display:block;font-size:22px;line-height:1.35;font-weight:750;letter-spacing:-.5px}.budget-summary-toggle small{display:block;font-size:14px;line-height:1.65;color:var(--muted);margin-top:7px}.budget-toggle-label{display:flex;align-items:center;gap:14px;white-space:nowrap;color:var(--accent-strong);font-size:14px;font-weight:750;flex-shrink:0}.budget-toggle-label svg{width:20px;height:20px;transition:transform .2s}.budget-panel[open] .budget-toggle-label svg{transform:rotate(180deg)}.budget-panel[open]>.budget-summary-toggle{border-bottom:1px solid var(--border)}.budget-body{padding:32px}.budget-toolbar{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-bottom:24px}.budget-toolbar>p{font-size:14px;line-height:1.75;color:var(--muted);max-width:490px}.budget-toolbar>div{display:flex;align-items:center;gap:24px;flex-shrink:0}.budget-toolbar .text-button{font-size:14px;min-height:44px}.budget-clear{color:var(--muted)}.budget-demo-note{font-size:14px;line-height:1.7;background:var(--accent-soft);color:var(--accent-strong);padding:14px 18px;border-radius:8px;margin-bottom:24px}.budget-entry-grid{display:grid;grid-template-columns:1fr 1.25fr;gap:24px;align-items:start}.budget-entry-card{border:1px solid var(--border);border-radius:10px;padding:24px;min-width:0;background:var(--panel)}.budget-card-head{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:10px}.budget-card-head h3{font-size:20px;line-height:1.4;letter-spacing:-.4px}.budget-card-number{font-size:14px;color:var(--accent-strong);font-weight:750}.budget-entry-hint,.budget-data-note{font-size:14px;color:var(--muted);line-height:1.75}.budget-entry-hint{margin-bottom:20px}.budget-row{display:grid;gap:8px;align-items:center;padding:14px 0;border-bottom:1px solid var(--border);min-width:0}.income-row{grid-template-columns:minmax(0,1fr) 132px 44px}.expense-row{grid-template-columns:minmax(0,1fr) 132px 112px 44px}.budget-row:first-child{padding-top:0}.budget-row input,.budget-row select{font-size:16px;color:var(--ink);background:var(--panel);border:1px solid var(--border);border-radius:7px;width:100%;height:48px;min-width:0;padding:11px 12px;line-height:24px}.budget-row select{padding-right:5px;font-size:14px}.budget-row input::placeholder{color:var(--muted);opacity:1}.budget-amount-field{position:relative;min-width:0}.budget-amount-field input{padding-right:28px;font-variant-numeric:tabular-nums;-moz-appearance:textfield}.budget-amount-field input::-webkit-inner-spin-button{-webkit-appearance:none}.budget-amount-field>span{position:absolute;right:11px;top:13px;color:var(--muted);font-size:14px;pointer-events:none}.budget-remove{width:44px;height:44px;display:grid;place-items:center;border-radius:7px;color:var(--muted);background:transparent}.budget-remove svg{width:18px;height:18px}.budget-remove:hover{background:var(--panel-soft);color:#a14432}.budget-add{display:flex;align-items:center;gap:10px;min-height:44px;padding:10px 0;font-size:14px;font-weight:750;color:var(--accent-strong);background:transparent;margin-top:10px}.budget-add>span{font-size:22px;line-height:1}.budget-add:disabled{opacity:.5}.budget-period-help{margin:16px 0 0;border-top:1px solid var(--border);padding-top:16px}.budget-reserve{border-top:1px solid var(--border);padding-top:22px;margin-top:16px}.budget-reserve>label{display:block;font-size:14px;font-weight:700;line-height:1.6;margin-bottom:10px}.budget-reserve .number-field{max-width:300px}.budget-reserve>p{font-size:14px;line-height:1.7;color:var(--muted);margin-top:10px}.budget-reserve .number-field>span{font-size:14px}.budget-data-note{margin:20px 0 24px}.budget-row.invalid input,.budget-reserve.invalid .number-field{border-color:#b85943}.budget-empty{display:flex;gap:24px;padding:28px;background:var(--panel-soft);border-radius:10px;margin-top:24px}.budget-empty-icon{font-size:32px;line-height:1;color:var(--accent-strong)}.budget-empty h3{font-size:20px;letter-spacing:-.4px}.budget-empty p{font-size:14px;line-height:1.75;color:var(--muted);max-width:630px;margin-top:8px}.budget-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--border);border-radius:10px;overflow:hidden}.budget-metric{padding:24px 20px;min-width:0;background:var(--panel)}.budget-metric:not(:first-child){border-left:1px solid var(--border)}.budget-metric h3{font-size:14px;line-height:1.6;font-weight:600;color:var(--muted)}.budget-metric>strong{display:block;font-size:32px;font-weight:750;line-height:1.25;letter-spacing:-.7px;margin-top:14px;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.budget-metric p{font-size:14px;line-height:1.7;color:var(--muted);margin-top:12px}.budget-metric.positive{background:#e8f1ec}.budget-metric.positive strong{color:#236447}.budget-metric.negative{background:#fbebde}.budget-section .negative{color:#9b4f21}.budget-ledger-note{font-size:14px;color:var(--muted);line-height:1.8;margin:20px 0 32px;max-width:930px}.budget-ledger-note.negative{color:#9b4f21}.budget-action-row{display:flex;align-items:center;justify-content:space-between;gap:32px;padding:24px;background:var(--panel-soft);border-radius:10px;margin-bottom:36px}.budget-action-row h3{font-size:20px;line-height:1.5;letter-spacing:-.4px}.budget-action-row p{font-size:14px;line-height:1.75;color:var(--muted);margin-top:8px;max-width:570px}.budget-action-row .button{flex-shrink:0;min-height:48px;font-size:14px;gap:20px}.budget-action-row .button:disabled{background:var(--border);color:var(--muted);box-shadow:none;transform:none}.budget-comparison-head{display:flex;align-items:flex-start;justify-content:space-between;gap:32px;margin-bottom:24px}.budget-comparison-head h3{font-size:22px;line-height:1.5;letter-spacing:-.5px;max-width:380px}.budget-comparison-head p{font-size:14px;line-height:1.75;color:var(--muted);max-width:510px}.budget-strategies{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.budget-strategy{border:1px solid var(--border);border-radius:10px;padding:24px;min-width:0}.budget-strategy h4{display:flex;align-items:center;gap:8px;font-size:16px;line-height:1.5;margin:0 0 16px;letter-spacing:-.2px}.budget-fit{font-size:14px;line-height:1.5;padding:6px 9px;border-radius:5px;display:inline-block;font-weight:650}.budget-fit.fits{background:#e8f1ec;color:#236447}.budget-fit.over{background:#fbebde;color:#9b4f21}.budget-cash-label{font-size:14px;line-height:1.7;color:var(--muted);margin-top:24px}.budget-cash{display:block;font-size:32px;font-weight:750;line-height:1.3;letter-spacing:-.7px;margin-top:8px;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.budget-strategy dl{margin:24px 0 0;font-size:14px;line-height:1.6}.budget-strategy dl>div{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;border-top:1px solid var(--border);padding:12px 0}.budget-strategy dt{color:var(--muted);max-width:180px}.budget-strategy dd{margin:0;font-weight:750;text-align:right;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;min-width:0}.budget-strategy-note{font-size:14px;line-height:1.75;color:var(--muted);margin-top:16px}.budget-year-details{border:1px solid var(--border);border-radius:10px;padding:0 20px;margin-top:24px}.budget-year-details summary{font-size:14px;font-weight:700;line-height:1.6;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:60px;padding:18px 0;list-style:none}.budget-year-details summary::-webkit-details-marker{display:none}.budget-year-details summary>span{font-size:22px;font-weight:500}.budget-year-details[open] summary>span{transform:rotate(45deg)}.budget-year-details table{font-size:14px}.budget-year-details th,.budget-year-details tbody th{font-size:14px}.budget-year-details .budget-fit{font-size:14px}.budget-assumption{font-size:14px;line-height:1.8;color:var(--muted);margin-top:22px}.budget-privacy{display:flex;align-items:flex-start;gap:14px;border-top:1px solid var(--border);padding-top:24px;margin-top:32px;color:var(--muted)}.budget-privacy svg{width:22px;height:22px;flex:none;stroke-width:1.5}.budget-privacy p{font-size:14px;line-height:1.75;max-width:900px}.budget-privacy strong{color:var(--ink);font-weight:650}.budget-plan-error{font-size:14px;color:#9b4f21;background:#fbebde;border-radius:8px;padding:16px;line-height:1.75;margin-bottom:24px}.rate-menu-heading{display:flex;align-items:flex-start;justify-content:space-between;gap:10px}.rate-menu-heading>button{background:transparent;color:var(--muted);width:44px;height:44px;flex:none;display:grid;place-items:center;margin:-7px -6px -7px 0}.rate-menu-heading>button svg{width:18px;height:18px}
:root[data-theme=dark] .budget-metric.positive,:root[data-theme=dark] .budget-fit.fits{background:#72bc8f14}:root[data-theme=dark] .budget-metric.positive strong,:root[data-theme=dark] .budget-fit.fits,:root[data-theme=dark] .strategy-budget.fits small{color:#9ed6b6}:root[data-theme=dark] .budget-metric.negative,:root[data-theme=dark] .budget-fit.over,:root[data-theme=dark] .budget-plan-error{background:#de925514}:root[data-theme=dark] .budget-section .negative,:root[data-theme=dark] .budget-fit.over,:root[data-theme=dark] .budget-plan-error,:root[data-theme=dark] .strategy-budget.over small{color:#efb486}
@media(max-width:1150px){.budget-entry-grid{grid-template-columns:1fr}.budget-metrics{grid-template-columns:1fr 1fr}.budget-metric:nth-child(3){border-left:0}.budget-metric:nth-child(n+3){border-top:1px solid var(--border)}.budget-toolbar{align-items:flex-start}.budget-action-row{align-items:flex-start}.budget-strategy{padding:20px}.budget-cash{font-size:28px}.budget-strategy h4{font-size:14px}.budget-comparison-head p{max-width:440px}.nav-links{gap:18px}}
@media(max-width:900px){.budget-toolbar{display:block}.budget-toolbar>div{margin-top:12px}.budget-action-row{display:block}.budget-action-row .button{margin-top:20px}.budget-comparison-head{display:block}.budget-comparison-head p{margin-top:12px;max-width:640px}.budget-strategies{grid-template-columns:1fr}.budget-strategy{padding:24px}.budget-strategy h4{font-size:16px}.budget-strategy dl>div{max-width:640px}.budget-strategy dt{max-width:none}.budget-cash{font-size:32px}.budget-strategy-note{max-width:640px}.budget-summary-toggle{gap:24px}}
@media(max-width:600px){.budget-section{padding-top:66px}.budget-summary-toggle{padding:22px 20px;gap:16px}.budget-summary-toggle strong{font-size:19px}.budget-summary-toggle small{font-size:14px}.budget-toggle-label{font-size:0;gap:0}.budget-toggle-label svg{width:22px;height:22px}.budget-body{padding:20px 16px}.budget-toolbar{margin-bottom:20px}.budget-toolbar>div{gap:20px;flex-wrap:wrap}.budget-toolbar>p{font-size:14px}.budget-toolbar .text-button{font-size:14px}.budget-entry-grid{gap:20px}.budget-entry-card{padding:18px 16px}.budget-card-head h3{font-size:18px}.income-row{grid-template-columns:minmax(0,1fr) 44px}.income-row .budget-name{grid-column:1;grid-row:1}.income-row .budget-amount-field{grid-column:1/-1;grid-row:2}.income-row .budget-remove{grid-column:2;grid-row:1}.expense-row{grid-template-columns:minmax(0,1fr) 92px 44px}.expense-row .budget-name{grid-column:1/3;grid-row:1}.expense-row .budget-remove{grid-column:3;grid-row:1}.expense-row .budget-amount-field{grid-column:1;grid-row:2}.expense-row select{grid-column:2/4;grid-row:2}.budget-row{padding:16px 0;gap:8px}.budget-reserve .number-field{max-width:none}.budget-metrics{grid-template-columns:1fr}.budget-metric:not(:first-child){border-left:0;border-top:1px solid var(--border)}.budget-metric{padding:20px}.budget-metric strong{font-size:32px;margin-top:10px}.budget-metric p{margin-top:8px}.budget-action-row{padding:20px}.budget-action-row h3{font-size:19px}.budget-action-row .button{width:100%;gap:10px;padding:14px;font-size:14px}.budget-comparison-head h3{font-size:20px}.budget-strategies{gap:16px}.budget-strategy{padding:20px}.budget-cash{font-size:30px}.budget-strategy dl>div{gap:14px}.budget-strategy dt{max-width:170px}.budget-year-details{padding:0 14px}.budget-year-details summary{font-size:14px}.budget-empty{padding:20px;gap:16px}.budget-empty h3{font-size:18px}.budget-empty-icon{font-size:28px}.budget-privacy{gap:10px}.budget-bridge{display:block}.budget-bridge strong{display:block;text-align:left;margin-top:6px}.strategy-budget{grid-column:1/-1;margin-left:15px}.strategy-budget strong{font-size:18px}.strategy-budget small{font-size:14px}.rate-menu-heading>button{margin:0 -5px 0 0}.budget-section .table-scroll{max-width:100%}}
@media(max-width:360px){.budget-body{padding:16px 12px}.budget-entry-card{padding:16px 12px}.expense-row{grid-template-columns:minmax(0,1fr) 80px 44px}.budget-strategy dt{max-width:145px}.budget-strategy dl>div{gap:10px}}
.budget-month-inspector{border-top:1px solid var(--border);padding-top:20px;margin-top:24px}.budget-month-head{display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:14px;line-height:1.6;font-weight:700}.budget-month-head strong{font-weight:750;color:var(--accent-strong)}.budget-month-values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:18px}.budget-month-values>div{min-width:0}.budget-month-values span{display:flex;align-items:center;gap:7px;font-size:14px;line-height:1.5;color:var(--muted)}.budget-month-values strong{display:block;font-size:20px;line-height:1.4;font-weight:750;margin-top:8px;overflow-wrap:anywhere}.budget-month-values small{display:block;font-size:14px;line-height:1.5;color:var(--muted);margin-top:6px}.budget-month-values .negative{color:#9b4f21}.budget-month-inspector>p{font-size:14px;line-height:1.75;color:var(--muted);margin-top:16px}:root[data-theme=dark] .budget-month-values .negative{color:#efb486}
@media(max-width:600px){.budget-month-values{grid-template-columns:1fr;gap:16px}.budget-month-values>div{border-bottom:1px solid var(--border);padding-bottom:12px}.budget-month-values strong{font-size:20px}.budget-month-head{align-items:flex-start}}
.budget-section .form-error{font-size:14px;line-height:1.75;padding:16px}.budget-plan-error a{font-weight:750;text-decoration:underline;text-underline-offset:3px}.budget-table-hint{font-size:14px;line-height:1.75;color:var(--muted);margin:14px 0 18px;display:none}@media(max-width:900px){.budget-table-hint{display:block}}
.budget-metric.positive,.budget-metric.negative{--muted:#5b6978}:root[data-theme=dark] .budget-metric.positive,:root[data-theme=dark] .budget-metric.negative{--muted:#a9b8c7}.button-primary{background:#1c72c8}.button-primary:hover{background:#176cc1}
/* Theme 3.1: the hero is part of the site theme, not a permanently dark cover. */
:root{--hero:#f6f9fc;--hero-ink:#142232;--hero-muted:#52687d;--hero-accent:#176bc2;--hero-eyebrow:#305e89;--hero-kicker:#4c6781;--hero-border:rgba(26,61,96,.16);--hero-control:rgba(255,255,255,.72);--hero-control-hover:#e6eef6;--hero-rule:#7f96ac;--hero-trace:#417ba9;--hero-aura:radial-gradient(ellipse at 78% 44%,rgba(57,135,210,.13),transparent 47%),radial-gradient(ellipse at 64% 110%,rgba(86,139,194,.1),transparent 54%)}
:root[data-theme=dark]{--hero:#07111f;--hero-ink:#fff;--hero-muted:#adbed1;--hero-accent:#83b9f4;--hero-eyebrow:#a8c7e9;--hero-kicker:#91b7de;--hero-border:rgba(255,255,255,.13);--hero-control:rgba(9,26,44,.72);--hero-control-hover:rgba(255,255,255,.09);--hero-rule:#76899f;--hero-trace:#4f8dcc;--hero-aura:radial-gradient(ellipse at 78% 44%,rgba(24,112,212,.24),transparent 47%),radial-gradient(ellipse at 64% 110%,rgba(32,65,102,.45),transparent 54%)}
.hero{color:var(--hero-ink);transition:background-color .2s,color .2s}.hero-aura{background:var(--hero-aura)}.hero .brand-icon{color:white}.hero .brand-mark{color:var(--hero-accent)}.hero .nav{border-color:var(--hero-border)}.hero .nav-links,.hero .theme-toggle{color:var(--hero-muted)}.hero .nav-links a:hover{color:var(--hero-ink)}.hero .nav-cta{background:var(--hero-control);border-color:var(--hero-border);color:var(--hero-ink)}.hero .nav-cta:hover,.hero .icon-button:hover{background:var(--hero-control-hover)}.hero .hero-line-accent{color:var(--hero-accent)}.hero .hero-eyebrow{color:var(--hero-eyebrow)}.hero .hero-description,.hero .hero-footnote,.hero .hero-secondary,.hero .hero-bottom,.hero .visual-label{color:var(--hero-muted)}.hero .hero-description strong,.hero .visual-label-bottom{color:var(--hero-ink)}.hero .hero-secondary{border-color:var(--hero-rule)}.hero .hero-secondary:hover{color:var(--hero-ink)}.hero .hero-footnote i{background:var(--hero-rule)}.hero .visual-label-kicker{color:var(--hero-kicker)}.hero .visual-label-line{background:var(--hero-trace)}.hero .motion-control{background:var(--hero-control);color:var(--hero-muted);border-color:var(--hero-border)}.hero .motion-control:hover{color:var(--hero-ink);border-color:var(--hero-rule)}.hero .hero-bottom{border-color:var(--hero-border)}
:root[data-theme=light] .visual-grid{background:linear-gradient(#4773930b 1px,transparent 1px),linear-gradient(90deg,#4773930b 1px,transparent 1px);background-size:48px 48px}:root[data-theme=light] .css-step{background:linear-gradient(90deg,#236bb5,#9bbfe0);border-color:#4c7fac;box-shadow:10px 12px 0 #6184a84d}

/* 3.2: result first, comparison second, budget last. */
.calculator-section{padding-top:72px}
#calculator .section-head{margin-bottom:28px;align-items:center}
#calculator .section-head h2{font-size:42px;letter-spacing:-1.6px;margin-top:8px}
#calculator .section-head>p{font-size:16px;max-width:430px}
.calculator-layout{grid-template-columns:332px minmax(0,1fr);gap:24px 28px}
.input-panel{border-radius:12px;padding:24px;position:relative;top:0}
.result-workspace{min-width:0;align-self:start}
.result-followup{grid-column:2;min-width:0}
.result-head{border-top:0;padding-top:2px;margin-bottom:20px}
.result-meta{margin-bottom:18px;font-size:14px}
.result-status{font-size:12px;padding:5px 8px;border-radius:5px}
.result-numbers{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.result-primary,.result-secondary{min-width:0}
.result-secondary{border-left:1px solid var(--border);padding-left:24px}
.result-label{font-size:14px;color:var(--muted);margin-bottom:8px;line-height:1.5}
.result-amount{gap:8px;align-items:baseline;overflow-wrap:anywhere}
.result-amount>span:first-child{font-size:44px;letter-spacing:-1.5px;font-variant-numeric:tabular-nums}
.result-unit,.secondary-amount>span:last-child{font-size:14px;color:var(--muted);font-weight:500;letter-spacing:0;white-space:nowrap}
.secondary-amount{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px;line-height:1.2;overflow-wrap:anywhere}
.secondary-amount>span:first-child{font-size:32px;letter-spacing:-1px;font-weight:700;font-variant-numeric:tabular-nums}
.result-secondary>p{margin-top:8px;color:var(--muted);font-size:14px;line-height:1.5}
.chart-panel{border-radius:12px;padding:20px}
.chart-panel-head{margin-bottom:16px;align-items:center}
.chart-panel-head h3{font-size:18px;letter-spacing:-.3px}
.expand-button{min-height:44px;min-width:44px;padding:10px;font-size:14px;border-radius:6px}
#chartFrame{height:470px;max-height:none;overflow:hidden}
.month-inspector{display:grid;grid-template-columns:minmax(0,1fr) minmax(160px,1fr);gap:8px 20px;margin-top:8px;padding-top:16px}
.inspector-top{font-size:14px;gap:12px;align-items:center}
.month-inspector input[type=range]{height:30px;margin:0;align-self:center}
.inspector-values{grid-column:1/-1}
.inspector-value>small{font-size:12px;line-height:1.5}
.inspector-value>span{font-size:17px;line-height:1.4}
.strategy-grid{margin-bottom:20px;border-top:0;border-bottom:1px solid var(--border)}
.strategy-card{padding:4px 18px 20px 0}
.strategy-card:not(:first-child){padding-left:20px}
.strategy-label,.strategy-caption{font-size:14px;line-height:1.5}
.strategy-amount{font-size:25px;margin-top:10px;letter-spacing:-.6px}
.strategy-amount small{font-size:14px;font-weight:500;letter-spacing:0;white-space:nowrap}
.strategy-caption{margin-top:6px}
.interpretation{padding:16px 0;margin:4px 0;font-size:14px}
.interpretation-mark{display:none}
.details-panel{padding:0 20px;border-radius:10px}
.details-panel summary{min-height:56px;font-size:14px}
.details-panel[open]{padding-bottom:20px}
.budget-bridge{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--border);padding:20px 0 0;margin:16px 0 0;font-size:14px}
.budget-bridge strong{margin:0;max-width:50%;text-align:right}
.budget-month-inspector{margin-top:12px;padding-top:16px}
.visual-grid{opacity:.2}
@media(min-width:1060px) and (min-height:850px){.result-workspace{position:sticky;top:24px}}
@media(max-width:1100px) and (min-width:821px){.calculator-layout{grid-template-columns:300px minmax(0,1fr);gap:24px 20px}.input-panel{padding:20px}.chart-panel{padding:16px}.result-numbers{gap:16px}.result-secondary{padding-left:16px}.result-amount>span:first-child{font-size:36px}.secondary-amount>span:first-child{font-size:28px}.strategy-amount{font-size:21px}.strategy-card:not(:first-child){padding-left:12px}.strategy-card{padding-right:12px}.month-inspector{display:block}.month-inspector input[type=range]{margin:8px 0}.inspector-value>small{font-size:12px}}
@media(max-width:820px){.calculator-layout{grid-template-columns:1fr;gap:24px}.result-followup{grid-column:1}.result-workspace{position:static}.input-panel form{display:grid;grid-template-columns:1fr 1fr;gap:0 24px}.result-head{margin-top:0}.strategy-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:600px){#calculator .section-head h2{font-size:34px}#calculator .section-head>p{font-size:16px}.calculator-section{padding-top:48px}.input-panel form{display:block}.input-panel{padding:20px}.result-meta{font-size:14px;margin-bottom:16px;align-items:flex-start}.result-numbers{grid-template-columns:1fr;gap:16px}.result-secondary{border-left:0;padding-left:0;border-top:1px solid var(--border);padding-top:16px}.result-amount>span:first-child{font-size:38px}.secondary-amount>span:first-child{font-size:28px}.chart-panel{padding:16px}.chart-panel-head h3{font-size:18px}.expand-button span{display:none}.month-inspector{display:block}.month-inspector input[type=range]{margin:8px 0 12px}.inspector-values{display:block}.inspector-value{display:flex;justify-content:space-between;gap:12px;padding:10px 0}.inspector-value:not(:last-child){border-bottom:1px solid var(--border)}.inspector-value>small{font-size:14px}.inspector-value>span{font-size:17px}.strategy-grid{grid-template-columns:1fr}.strategy-card{padding:16px 0!important}.strategy-amount{font-size:22px;margin-top:0}.strategy-caption{grid-column:1/-1;font-size:14px}.budget-bridge{display:block}.budget-bridge strong{display:block;max-width:none;text-align:left;margin-top:8px}.details-panel{padding-inline:16px}.chart-dialog #chartFrame{height:600px}}
@media(min-width:821px){.input-panel{padding:20px}.panel-top{margin-bottom:16px}.mode-switch{margin-bottom:12px}.presets{margin-bottom:20px;gap:6px}.field{margin-bottom:16px}.field label{margin-bottom:6px}.number-field input,.rate-control input{height:46px}.field-hint{line-height:1.5;margin-top:6px}.model-note{margin-top:16px;padding-top:12px;line-height:1.5}}
/* Keep one natural page scroll. The chart never competes with a scrollable form. */
.result-workspace{position:static!important}
.result-followup{margin-top:24px}
.result-meta{align-items:center;margin-bottom:16px}
.result-meta-actions{display:flex;align-items:center;gap:12px}
.result-meta-actions .expand-button{background:transparent;border:1px solid var(--border);min-height:44px}
.result-meta-actions .expand-button span{display:none}
.result-head{margin-bottom:20px}
.chart-panel{padding-top:16px}
.chart-panel-head.sr-only{margin:0}
.presets{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px;margin-bottom:20px}
.preset{display:block;min-height:52px;padding:7px 4px;line-height:1.4;font-size:14px;text-align:center}
.preset small{display:block;font-size:12px;line-height:1.5;font-weight:500;margin-top:2px}
.parameter-help{border-top:1px solid var(--border);margin-top:12px;padding-top:4px}
.parameter-help summary{cursor:pointer;min-height:44px;display:flex;align-items:center;justify-content:space-between;font-size:14px;color:var(--muted)}
.parameter-help summary::after{content:'+';font-size:18px}
.parameter-help[open] summary::after{content:'−'}
.parameter-help .field-hint{margin:8px 0 12px;font-size:14px;line-height:1.5}
@media(max-width:600px){.result-meta{gap:8px}.result-meta-actions{gap:8px}.result-status{max-width:150px;line-height:1.4}.result-followup{margin-top:20px}.preset small{font-size:14px}.chart-panel{padding-top:16px}}

/* 3.3 Motion: intentional navigation only, never wheel hijacking. */
html{scroll-behavior:smooth;scrollbar-gutter:stable}
html.gc-scroll-running{scroll-behavior:auto!important}
body,.input-panel,.chart-panel,.bank-card,.budget-panel,.budget-entry-card,.budget-strategy,.details-panel,.number-field,.rate-control,.budget-row input,.budget-row select,.rate-menu,.result-status,.budget-metric{transition:background-color .32s ease,color .28s ease,border-color .28s ease,box-shadow .28s ease}
button,a,.parameter-help summary,.details-panel summary,.budget-summary-toggle,.budget-year-details summary{-webkit-tap-highlight-color:transparent}
.button,.nav-cta,.text-button,.icon-button,.expand-button,.preset,.rate-option,.budget-add,.budget-remove,.motion-control{transition:transform .28s cubic-bezier(.22,1,.36,1),background-color .25s ease,color .25s ease,border-color .25s ease,box-shadow .3s ease}
.button:active,.nav-cta:active,.icon-button:active,.expand-button:active,.preset:active,.budget-add:active{transform:scale(.985)}
.nav-links a,.hero-secondary{position:relative;transition:color .25s ease}
.nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:-7px;height:1px;background:currentColor;transform:scaleX(0);transform-origin:left;transition:transform .32s cubic-bezier(.22,1,.36,1)}
.nav-links a:hover::after,.nav-links a:focus-visible::after{transform:scaleX(1)}
.button-primary{box-shadow:0 8px 22px #1766b516}
.button-primary>svg,.button-primary>span{transition:transform .3s cubic-bezier(.22,1,.36,1)}
.mode-switch{position:relative;isolation:isolate}
.mode-switch button{position:relative;z-index:1;transition:color .24s ease}
.motion-ready .mode-switch button.active{background:transparent;box-shadow:none}
.mode-indicator{position:absolute;z-index:0;top:4px;bottom:4px;left:0;border-radius:6px;background:var(--panel);box-shadow:0 1px 4px #0a244314;pointer-events:none}
.mode-glide .mode-indicator{transition:transform .38s cubic-bezier(.22,1,.36,1),width .38s cubic-bezier(.22,1,.36,1),background-color .3s ease}
.gc-details-content{display:flow-root}
.gc-details-content .budget-body{padding-top:28px}
.parameter-help .gc-details-content{padding-bottom:4px}
.rate-menu{transform-origin:top left}
.rate-menu.opens-up{transform-origin:bottom left}
.rate-menu[data-closing],.chart-dialog[data-closing]{pointer-events:none}
.chart-dialog::backdrop{backdrop-filter:blur(6px);animation:gc-backdrop-in .34s ease both}
.chart-dialog[data-closing]::backdrop{animation:gc-backdrop-out .18s ease both}
@keyframes gc-backdrop-in{from{background:#02081000;backdrop-filter:blur(0)}to{background:#020810d9;backdrop-filter:blur(6px)}}
@keyframes gc-backdrop-out{from{background:#020810d9;backdrop-filter:blur(6px)}to{background:#02081000;backdrop-filter:blur(0)}}
.number-field:focus-within,.rate-control:focus-within{box-shadow:0 0 0 3px #2783de18;border-color:#2783de}
@media(hover:hover) and (pointer:fine){
 .button-primary:hover{transform:translateY(-2px);box-shadow:0 12px 26px #1766b525}
 .button-primary:hover>svg,.button-primary:hover>span{transform:translate(2px,-2px)}
 .button-primary:active{transform:translateY(0) scale(.985)}
 .nav-cta:hover,.expand-button:hover,.icon-button:hover{transform:translateY(-1px)}
 .preset:hover{border-color:var(--accent-strong)}
 .bank-card:hover{transform:translateY(-3px);box-shadow:0 6px 18px #07111f08}
 .text-button:hover,.budget-add:hover{color:var(--accent-strong)}
}
@media(max-width:600px){.rate-menu{transform-origin:bottom center}.gc-details-content .budget-body{padding-top:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.mode-glide .mode-indicator{transition:none}.chart-dialog::backdrop,.chart-dialog[data-closing]::backdrop{animation:none}.button:active,.nav-cta:active,.icon-button:active,.expand-button:active,.preset:active,.budget-add:active,.bank-card:hover{transform:none}}
html.gc-layout-animating{overflow-anchor:none}
.bank-card{transition:transform .38s cubic-bezier(.22,1,.36,1),background-color .32s ease,border-color .28s ease,box-shadow .3s ease}

/* Video presentation: below the closing CTA, before the footer. */
.project-video{max-width:1120px;padding-block:64px 72px;border-top:1px solid var(--border);scroll-margin-top:0}
.project-video-heading{max-width:760px;margin-bottom:32px}
.project-video-heading h2{font-size:clamp(32px,3.5vw,48px);line-height:1.15;letter-spacing:-1.5px;font-weight:750;margin:16px 0}
.project-video-heading p{font-size:16px;line-height:1.65;color:var(--muted);margin:0}
.project-video-frame{width:100%;overflow:hidden;border:1px solid var(--border);border-radius:12px;background:#070e13}
.project-video-frame video{display:block;width:100%;height:auto;aspect-ratio:16/9;background:#070e13}
.project-video-bottom{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:16px;font-size:14px;line-height:1.5;color:var(--muted)}
.project-video-bottom a{display:inline-flex;align-items:center;gap:10px;min-height:44px;color:var(--accent-strong);font-weight:650;text-decoration:underline;text-underline-offset:4px}
.project-video-bottom a:hover{color:var(--ink)}
.nav-video{display:none;align-items:center;justify-content:center;min-height:44px;min-width:52px;font-size:14px;font-weight:650;color:var(--hero-ink);border-radius:8px}
.nav-video:hover{background:var(--hero-control-hover)}
.nav-video:focus-visible,.project-video-bottom a:focus-visible,.project-video-frame video:focus-visible{outline:3px solid var(--accent);outline-offset:4px}
@media(max-width:900px){.nav-video{display:inline-flex}}
@media(max-width:600px){.project-video{padding-block:40px 48px}.project-video-heading{margin-bottom:24px}.project-video-heading h2{letter-spacing:-1px}.project-video-bottom{align-items:flex-start;flex-direction:column;gap:4px}.nav-video{min-width:48px}.nav-actions{gap:4px}}
@media(max-width:600px){.nav{height:auto;min-height:78px;padding-block:12px;display:grid;grid-template-columns:1fr auto;gap:8px}.nav-actions{display:contents}.brand{grid-column:1;grid-row:1}.theme-toggle{grid-column:2;grid-row:1;justify-self:end}.nav-video{grid-column:1;grid-row:2;justify-self:start;padding-inline:12px;border:1px solid var(--hero-border)}.nav-cta{grid-column:2;grid-row:2;justify-self:end}}

@media(max-width:600px){.nav .theme-toggle{width:44px;height:44px}.nav .nav-cta{min-height:44px}}